Surest Coverage for Residential Treatment

Residential treatment options require you to stay overnight at your treatment facility for 30, 60, or 90 days. Rehabs that take Surest focus on providing you with around-the-clock care to overcome substance use disorder.

Surest Coverage for Outpatient Treatment

Outpatient treatment is normally covered by all insurance providers, but the exact coverage will depend on your plan. You may need to pay deductibles, co-payments, or meet out-of-pocket maximums before your provider will pay, particularly if you’re interested in using an out-of-network provider.

Intensive Outpatient Programs (IOP)

Intensive outpatient programs (IOP) take place several times a week for a few hours at a time. These programs are intensive but allow you to go home afterward, so you can maintain outside responsibilities. Surest may cover IOP programs; our Admissions Department can verify your benefits.

Partial Hospitalization Programs (PHP)

Partial hospitalization programs (PHP) take place in an inpatient facility or hospital during the day and offer consistent medical care throughout your stay. Patients in these programs return home at night but spend most, if not all, days of the week in the hospital. Surest may cover partial hospitalization programs based on your specific coverage in your schedule of benefits.

Outpatient Treatment

Outpatient treatment includes activities such as individual therapy, group therapy, medication management, and others. Surest may provide coverage for these services to remain in compliance with the American Care Act.

Surest Rehab Coverage FAQs

Does Surest insurance cover drug and alcohol rehab?

Surest may cover some or all of your drug and alcohol rehab. Solutions Based Treatment can help. Call our Admissions Department at (833) 999-1941 to verify your benefits and see how much Surest will cover.

How can I verify my Surest insurance benefits?

Our Admissions Department will help you verify your benefits in as little as an hour. You can also call Surest Member Services at 866-683-6440.

Does Surest cover outpatient addiction treatment?

Surest may cover outpatient addiction treatment depending on the program you choose. Our Admissions Department can verify your benefits, or you can check your schedule of benefits to determine your coverage.

Does Surest cover inpatient mental health?

Surest may cover inpatient mental health care. Typically, in-network care is covered, and out-of-network care may or may not be covered depending on your specific plan.

Do treatment centers need to be in network?

Not necessarily. Some Surest plans may cover out-of-network care, while others will primarily cover in-network services.

How much does Surest insurance cover?

The amount Surest covers depends on a few factors, such as your deductible, your provider of choice, if your provider is in- or out-of-network, and others.

How do I pay for costs not covered by Surest insurance?

When costs aren’t covered by your insurance provider, you will need to pay them out of pocket. Our Admissions Department can give you more details on how you can cover costs associated with your treatment.

How is a Surest HMO different from a PPO?

A rehab program Surest insurance takes through an HMO will always be in-network. HMOs tend to be more affordable because they work with a specific network of providers who are preapproved. On the other hand, a rehab or detox program Surest insurance doesn’t normally cover may be covered if you have a PPO plan. PPO plans allow you more flexibility and some coverage for out-of-network providers.

Can you get a single case agreement with Surest?

You may be able to get a single case agreement with Surest, which will allow you to continue care with a long-term provider who is out of network with your current insurance policy. Reach out to our Admissions Department for more information or Call Surest at 866-683-6440 to learn about your options as a member.