Harvard Pilgrim Rehab Coverage
Getting the care you need covered is vital. That’s why Harvard Pilgrim offers Harvard Pilgrim PPOs that grant you access to care all around the United States for substance abuse and mental health disorders.
Whether you’re interested in finding rehabs that take Harvard Pilgrim in California or you need a detox program, Harvard Pilgrim insurance will cover you. Solution Based Treatment accepts Harvard Pilgrim PPO insurance for alcohol detox and residential treatment programs.
Harvard Pilgrim Insurance Plan Options
The only Harvard Pilgrim insurance plans that extend to an out-of-state network are the PPO options. With a PPO, you’ll have access to coast-to-coast network partners with over 1.2 million providers and 6,700 hospitals nationwide. Solution Based Treatment accepts Harvard Pilgrim PPO plans.
Addiction Treatment Options
Harvard Pilgrim offers 13 PPO plans. Their benefits vary based on cost and the plan’s level. To understand the cost of services, you’ll need to check your personal schedule of benefits. For the following article, we’ll look at the PPO HSA 5000 Flex plan offered by the company.
Harvard Pilgrim for Medical Detox
Looking for a detox that accepts Harvard Pilgrim? There’s outpatient and inpatient options. The PPO HSA 5000 Flex plan does cover in-network outpatient treatment including outpatient detoxification and medication management. The plan pays nothing until you reach your deductible, but then it covers everything except a $75 copayment per visit. You pay 20% after your deductible for out-of-network care. Solution Based Treatment offers alcohol detox, heroin detox and benzodiazepine detox programs as well as others that may be covered by Harvard Pilgrim.
Harvard Pilgrim Coverage for Residential Treatment
Harvard Pilgrim does cover inpatient, residential treatment, but you will need to get prior approval for substance use disorder coverage. You can call 1-800-708-4414. On this example plan, inpatient care is provided at a rate of $1,500 per admission after your deductible. You pay 20% after your deductible for out-of-network care.
Harvard Pilgrim Coverage for Outpatient Treatment
Partial Hospitalization Programs (PHP)
For partial hospitalization programs (PHP), there are no specific mentions in the schedule of benefits. However, inpatient and outpatient treatments are covered. You will need to meet your deductible first. Then, you’ll pay $1,500 per admission for inpatient care or $75 per visit for outpatient care. You pay 20% after the deductible for out-of-network care.
Outpatient Treatment
On this example plan, outpatient group therapy is covered (other than a $10 per visit copay) after you meet your deductible. After meeting your deductible, there is a $75 copayment for all individual therapy, outpatient detox, and medication management. You pay nothing for outpatient methadone maintenance after meeting the deductible.
Harvard Pilgrim Rehab Coverage FAQs
Yes. Harvard Pilgrim has coverage options for both inpatient and outpatient substance use treatment. The exact coverage will depend on your plan.
To verify your Harvard Pilgrim insurance benefits, log into your Harvard Pilgrim account. You can also contact Member Services at (888) 333-4742.
Yes, Harvard Pilgrim’s PPO plans will cover outpatient addiction treatment in California. However, it’s important to verify your coverage since all plans are different.
Yes. Harvard Pilgrim has insurance plans that cover inpatient mental health care. The cost you’ll pay will depend on if you’re in- or out-of-network and the plan you’ve purchased. Only PPO plans offer nationwide coverage.
No. With Harvard Pilgrim’s PPO plans, you can see an in- or out-of-network provider. However, how much you pay will change based on your plan. If you choose to go out-of-network, you may pay more in some cases.
The exact amount covered by your Harvard Pilgrim insurance will depend on your plan. Normally, PPO coverage pays nothing until you meet your deductible, and then you pay a co-pay until you reach your out-of-pocket maximum.
To pay for costs not covered by Harvard Pilgrim insurance, you can use your health savings account, a credit card, a bank account, cash, or check.
As you look for a rehab program that takes Harvard Pilgrim, remember that an HMO is going to require you to see in-network providers. Rehab program Harvard Pilgrim insurance PPO plans cover both in-network and out-of-network care, but the exact amount covered depends on the plan.
Since Harvard Pilgrim’s PPO plan allows you to see out-of-network providers, you should not need a single case agreement. However, if you need to reach out to the company to discuss your options for maintaining care with your current provider, you can reach out to Solution Based Treatment at (833) 999-1941 to verify benefits Member Services at (888) 333-4742 for the correct forms.
*Solution Based Treatment offers inpatient treatment for substance abuse and mental health disorders for clients all over the U.S. We also offer outpatient and day treatment programs to residents in these cities:
• Temecula, CA
• Murrieta, CA
• Menifee, CA
• Wildomar, CA
• French Valley, CA
• Lake Elsinore, CA
• Canyon Lake, CA
• French Valley, CA
• Corona, CA
• Vista, CA
• Escondido, CA
• San Marcos, CA
• Fallbrook, CA
